Stock Investment Tips by Anthony Raymond Cunningham

In Australia over half of the companies listed on the ASX are junior companies or Mid Cap’s. 1,600 of these companies in total are listed. More than half are from the resources sector, centered in Western Australia. Around 45% of the listed companies and managed investment schemes on ASX’s market were from the resources sector.

Mid to small caps can be seen as a more “speculative” investment, limiting their ability to regularly return to existing shareholders for further contributions of capital. Placements are therefore a crucial source of capital. Analysis of capital raising in 2011 showed that placements provided close to 70% of the secondary capital needs for mid to small caps. Smaller resource companies are typically not revenue producing, do not have access to debt finance or venture capital. They rely on equity capital – and particularly placements – for their funding needs. Placements provide close to 70% of the secondary capital needs for mid to small caps

Mid to small cap resource companies also dominate ASX???s IPO pipeline. In 2011, 108 mid to small caps raised (in total) $3 billion by IPO. The majority of these listed with a market capitalization of less than $25 million.

??? Mid to small cap entities account for 76% of the total number of listed companies

??? They account for 6% of total market capitalization

??? 52% of mid to small cap entities are resource companies

186 companies are actively exploring or producing in Africa alone.

Profit Making Insights:

Know when to sell and not to Sell

The most important thing in stocks is to know when to sell and not to sell the stock he/she holds. With 18 years in the business, a graduate diploma in Geology and having learnt from trial and error Anthony is the right person to provide the advice.

Timing

Buy low and sell it at high. Timing is crucial also. Every dog has its day but you don’t want to be tying your capital up in one stock while you miss out on other opportunities.

Buy and Hold

No-one but the broker makes money from trading shares. Buy and hold is the best strategy. Cut your losses on stocks that go down but buy more of the stocks that go up. Cut your losses and run your profits.

Find a good Broker

Most investors do not have the experience to assess risk and what stock is the best stock to buy. It is important to rely on a broker you can trust who has the experience to achieve your goals or at least give you the best chance. Any speculative investing is high risk and providing you are prepared to turn $50,000 into $5,000 or $500,000 then you are of the right mindset. Anthony can give you the proven strategies to yield maximum returns on the investment.

Choose American Express Cards For Rewards And Points

If something is given for free then we all love to get it. Small children are often asked to do something or take part in competition if they want to get a gift. Elders give them the gift which can be a chocolate, candy or any toy or trip if they successfully complete the task given to them. These companies do the same thing with their clients and customers. The credit card issuing company gives out rewards and points on expenditures done by the card user while using the card. These rewards and points are redeemable and can be redeemed to get services, gift cards, cash back, or discount on any given merchandise or any product.

These rewards can be of various types depending on the type of the card you have like:

American express cards also come with great reward points which are quite beneficial for the customers who are using it. There are various credit cards available with the Amex card company provided by Value Plus financial company. These can be used by people belonging to different groups like students, home makers, business owners, travelers and likewise. If you are a home maker and want to buy a credit card which can facilitate you while making payments for household items then American express ChoicePlus credit card is the right thing for you.

With this card you will get great credit opportunities like just 2.99 percent annual percentage rate for first 12 months. Moreover you will be rewarded with 2 points for every dollar spent on selected outlets which you can redeem when they reach a redeemable limit. As a welcome gesture your card will be rewarded with 7,500 points on your first purchase. For acquiring this Amex Canada card you need to have a good credit status.

ValuePlus financial company also has MBNA credit cards along with American express credit cards, on which you can get attractive reward points as well. If you want to get information on MBNA online then you must visit .

Binary Options Trading Profit In Financial Crisis

Some believe that at the moment of total economic instability loses are the only thing that can be expected from trading. And it should be admitted that there is quite a reasonable explanation for the pessimism. The U.S economy is still hasn’t achieved success in fixing amendments, the most of the Euro zone countries are in one step of bankruptcy, Asian markets are suffering from recent natural disasters. It’s clear that the total situation looks nihilistic. It will be ridiculous to refuse this negative trend, but for a real trader crisis is not at an end at all. “Fear” is a word that must not be found in the dictionary of a trader, overall trading is a process free from emotions, both negative or positive. So if someone is hesitating and asking whether it is possible to get profit from binary trading during a crisis, the answer is simple and clear; Yes, it is possible!

Good news about the crisis is that if you are a binary options trader you have a huge advantage to make an investment not only when the financial market price direction goes up, but also when there is a total collapse. While trading binary options by clicking “call” button you are investing money for the increasing trend, but there is also a button “put” which you can use when you are investing that the price of the current asset will go down. It is not the difficult task if a trader is a bit open minded and keeps himself updated with the world news. Analysing skills will help to adjust financial forecast and predict maximal exact price direction.

For example we all know about natural disasters, earthquakes, tsunamis, tornadoes have happened quite recently and they cause the serious damages like, power outage, destroys plants and etc. These kinds of news have a very serious influence on financial markets. Natural disasters and catastrophes like explosion of nuclear reactors cause changes in market trends. And for smart traders it’s quite easy to assume that according to such news the shares of the largest manufacturer companies will lose their value. If a trader predicts correctly and make a smart investment there is a very big opportunity to gain income and get a remarkable profit. For example if a market trend is predicted correctly that shares of Nissan will lose value and traders have the opportunity to earn up 80% by investing 1000$ in the end of the day they will get 1800$. This is a clear example that getting profit from binary options trading during serious economical crisis is really possible. A financial market is like a glass of water, some think it is half full, while some are sure it is half empty, it is a matter of attitude, if you are open minded and focus on smart decisions you can always earn. binary trading | online trading market |

How a Newbie Should Venture into Penny Stock Trading

The stock market is one such place which always shows stars to everyone and everyone wishes to have a teeny weenie piece of the star. Even if it means, placing their hard earned money at risk. So much is the addiction of stocks market that people invest time and again in the stocks market even after incurring losses. The hope is that one will earn back the losses that one has experienced.

To counter these, there are different kinds of investment options that one can venture into. One such investment is in small cap companies which offer penny stocks trading. However, it is not necessary that these small cap companies only offer penny stocks trading. But unlike any other trading it comes with its own set of advantages and disadvantages, its always best to have good knowledge of any trading before you end up burning your fingers in the stock exchange.

What is penny stock trading?

Penny stocks trading is the trading in those shares which have a value less than 1 dollar. At times the value of share can be higher but it would be less than $5. The shares which come in this denomination come under the purview of penny stock trading.

This trading has gained wide ranged acceptance off late due to fact that trading in these stocks can also be done online. Owing to the small amount of investment per share in these stocks, people are of the view that margin of loses is less. However, this is a misnomer. The shares which come under penny stocks have a very small trading volume resulting that the liquidity or cash gets used up pretty fast and thus you cannot count on your investment’s existence.

Investing in penny stock trading is like any other stock exchange investment with the same set of risks. But the only way one can learn the nittie gritties is by plunging into the stock exchange yourself and experiencing everything first hand. Also, today with the internet right next to us, we have access to first hand information and experiences through the exhaustive list of blogs and articles available online. Be it a small investment or huge one, especially for a newbie in the stock market, its always advisable one should not take on everything yourself. On the contrary, one should hire an experienced broker who can carry out everything in the very beginning for you. In the meantime one can take help from the articles online and by attending seminars as well as programs on the same. One must remember that anybody can do penny stock trading, what matters is how smartly you can do it and make money.

Accounting Outsourcing Companies Can Improve Your Capital Utilization

Capital is the foundation of your small business. Without it you cannot promote your business or penetrate new markets. It is also impossible to grow or increase revenues of your company if capital is allocated inappropriately. Proper money allocation requires excellent budget planning and accounting knowledge. If you want to use your business capital wisely, you should find out what accounting outsourcing companies do for small businesses.

They normally supply financial advice and excellent clerical results at discounted prices. Accounting outsourcing companies also have the best accounting solutions for your business regardless of the industry you belong to. These solutions are time-tested and proven to deliver great results for countless enterprises. The biggest mistake you can make is to squander limited working capital your business has. You should not hurry to fight your competitors with the little finances you have reserved for the new organization.

Eventually you might help your business collapse. Working capital should mainly be used to employ, buy supplies and advertise your company. Today many prudent entrepreneurs are using accounting outsourcing companies rather than employing accountants to work in their offices. By so doing, they are eliminating the costs they would otherwise incur because of hiring in-house employees. An accountant will automatically occupy an office and demand expensive working tools.

Most of all they will demand their labor rights such as paid leaves, health insurance, perks and benefits for good performance, safe working conditions and so on. An in-house bookkeeper is therefore a big liability to a small business that is trying to survive in spite of today’s harsh economic climate. Accounting outsourcing companies provide a quick solution to this problem. First, they own offices from which they perform their clients’ duties.

This alone removes the burden of providing office supplies, working s and constant employee supervision. Accounting outsourcing companies have knowledgeable accountants in large numbers than your small company cannot employ right now. This allows them to perform their duties quickly and intelligently. When these independent contractors provide accurate financial statements, you can read and assess current performance of your company. After this you can see where to allocate outstanding working capital.

A freelance team is more reliable than a few in-house workers in terms of finishing urgent work accurately and quickly plus solving technical problems. When trying to grow your start-up company, the last thing you need is an incompetent, undependable accountant. They are a complete waste of time and business credit. You also do not need untrustworthy in-house bookkeepers looking to embezzle the little money you have to create a future business empire. Accounting outsourcing companies are preferable, as they take off difficult responsibilities to reduce your stress.

When your mind is freed from stress, it can help you make sound money management decisions. Instead of investing funds in a very expensive, technologically advanced accounting product, you can let accounting outsourcing companies use theirs to help you. A small business like yours does not have to own expensive resources when it can simply approach an accountancy firm that has them. There are also many other ways that outsourcing can enhance use of capital for your business.

Free Trial MCX

Stock market is gaining the interest of the public as well as the classes. People are investing in the share market in a huge quantity. They are not only limited themselves to equity industry but they do go for the investment commodity market too. The commodity industry includes both MCX and NCDEX market. The MCX market includes materials such as silver, gold, copper, Zinc , Lead. The commodity areas also consist of two products of energy which are crude oil and natural gas.

Every day there are a large number of new hot stock market tips that assurance your economical achievements. Every day there are thousands of people that make a huge profit, and every day, each of those people are disappointed.

Persons who have already started doing an investment in share industry or are into dealing have obtained much understanding about the market and its related benefits and drawbacks. They try to gain much of the knowledge through various sources and through those who are already in this field from a while. They have much idea of the specialized research, essential research, stock markets risk and and various trading software and systems. Through this trading software the investors try to improve their dealing techniques and also try to get over their feelings while planning up their way of trading.

Thus to Begin making an investment in currency markets you should keep these things in mind : –

Get knowledge by studying content about shares and commodities, observe economical information on tv and news paper, check out economical sites etc.Develop financial commitment technique and economical yearly and every quarter reviews of organizations and do some essential research.Invest in what you know i.e., purchase those organizations with which you are acquainted and in which you have assurance.Diversify your financial commitment and prevent placing all your money in one or two not depend on third party stock tips unless and until it is given by a qualified technical analyst.

Trade with Trend in commodities and MCX with our free trial mcx segment :-

These suggestion are really beneficial and value considering as this is caused by great analysis as they are in the markets from a long period of times and are aware of each and every activity of the market.

Advisory organizations not merely offer rumors relevant to the industry but they offer a lot of value for cash as they also give some actions to them, which act as barrier between making an investment and dropping more cash. These actions are required because the position of the industry is ever modifying and even if the industry is not in the constant condition by following their guidelines one can prevent a lot of of reduction which otherwise would have been caused. For more information please visit our site

6 Tips to Increase Cash Flow Now

Cash flow is an on-going challenge for independent retailers, as it is for many small businesses. Sales growth remains modest at best, and credit remains largely unavailable to many independent retailers. That puts many squarely behind the eight ball.

Here are 6 tips that can help you drive more dollars to the bottom line:

1. Focus your marketing on your proven customers. These are the customers who have demonstrated already that they value what you do and the merchandise you sell. (What else can you offer them?) These are customers who have shared their email addresses with you. This is your List, and it’s one of the most valuable assets you have. Marketing to these customers is much less expensive (and more productive) than marketing more broadly using expensive traditional media, like newspapers and magazines.

2. Turn your inventory. Having more doesn’t mean you’ll sell more, especially when the extra inventory is in unnecessary depth of stock or in items at the fringes of assortments. Lean inventory, closely aligned to support prudent sales plans, promotes a greater sense of urgency with customers to buy now, when they first see it, rather than wait for when it might go on sale. Replenish more frequently, in smaller quantities, continually bringing in new, fresh, exciting merchandise.

3. Don’t compete with yourself. Most independent retailers should adopt a Better-Best or a Best-Only pricing structure. Offering too many options where customers can trade down to a less expensive item leaves money on the table and slows the turn on the higher priced offerings, thus lessening their perceived value. If consignment merchandise is part of your mix, make sure they complement rather than compete against your assortments.

4. Get paid for what you sell. Sales and promotions melt away cash flow, not to mention the fact that they lessen the perceived value of your offering and encourage customers to wait for the next sale. Getting paid also requires, however, that you fully mark up your merchandise in the first place. Markups tend to naturally erode as wholesale costs increase and retail prices don’t fully keep up, unless you actively manage your markups to keep them where you need them.

5. Make payroll a manageable expense. For most independent retailers, payroll is the largest cash outflow after merchandise payables. A payroll that is primarily made up of salaried and full time hourly employees may provide a level of stability but can be pretty inflexible and can create significant cash flow challenges, particularly during slower periods. A more balanced payroll, between salaried and full-time hourly employees and part-time employees, provides the flexibility to more closely align payroll dollars with when they are truly needed.

6. Stop doing things the way you’ve always done them. Familiarity is comfortable, but it leads inevitably to diminishing returns. Customers thrive on newness; on new merchandise, presentations and experiences. Repetition breeds staleness, and that will drive customers elsewhere. The most successful independent retailers are always re-inventing themselves, testing new items, programs, presentations and concepts.

After all that we’ve been through, how much cash flow is enough? It’s not enough just to be cash flow positive. The challenge is to generate exceptional cash flow from the sales revenue you are generating, even as you work to grow revenues even further.

Copyright ?? 2012 Ted Hurlbut

Fisher Capital Management Warning News BOA Downgraded Ceo Quadruples Earning

Bank of America has filed its yearly statement that includes information on executive pay, which has revealed that during the same year when Bank of America’s share fell 58% and it laid off 30,000 employees, its Chief Executive Brian Moynihan surprisingly got a benefits package of over USD 8.1 million – almost four times than the previous year’s USD 1.9 million. Apart from that, there’s also the USD 420,000 financial and tax advice as well as his use of the Fisher Capital Management Warning News aircraft.

His overall compensation package consisted of a USD 950,000 base salary and USD 6.1 million in stock awards, most of which will not be converted to cash until the bank meets performance marks. Hence, the bulk of his 2011 earnings is actually dependent on the bank’s future performance.

According to the latest data from Federal Deposit Insurance Corp, the Bank of America is the biggest bank in Northeast Florida, with 37 branches and a USD 22 billion in regional deposits for a market stake of 47%

They are concerned that BoA cannot keep its strong profits after it is done divesting assets as capital requirements. Investors’ opinions on bank shares has quickly changed after being in a standstill for 3 years it has increased this year. This change in investor mindset has made a significant impact on Bank of America, with stocks increasing by more than 75%. Moreover, it has passed the latest round of stress tests by the Federal Reserve, while competitors such as Citigroup has failed. But even if the momentum appears affirmative, experts are not expecting the current strength can be maintained.

Bank of America has been effectively downgraded from “outperform” to “neutral”, but also increased the price goal from USD 9 to 10. This year’s earning estimate on the bank also increased from 50 cents to 65 cents, owing to a fairly good first quarter. However, estimates for the year 2013 was decreased by 10 cents due to concerns about earnings next year.

Recently, the stock market has experienced a general revival triggered by the optimistic reports on the banking sector, resulting in the mass return of investors in the market and the eventual increase of stock prices. Though BoA is in a stronger position now than they were a year ago, the future is still much of a challenge, as investors might just favor other competitors with more capital position and earning power such as JPMorgan.

The current chairman of BoA, Chad Holliday is attempting to reassure stockholders on his yearly letter that the bank is on the right track and is ‘turning the corner’ looking for ways to recover from a 5-year economic crisis. BoA employs 2,000 workers in Charlotte, most of whom are stationed in a call center in Piedmont Center.

He also mentioned Moynihan in the same letter, remarking that along with the XXXXmanagement team, Moynihan is ‘making progress’ albeit in a difficult situation.

“In 2011, the company increased capital and liquidity substantially. It sold businesses and other assets to simplify the company and make it easier to serve its customers and clients with fewer distractions,” Holliday wrote.

Holliday admitted that there is still work to be done but those actions have placed the bank in an effective position when it comes to competition, creating more value and generating income that shareholders deserve. With their millions of clients, the highest quality of services from their bank is indispensable, along with an experienced leadership team.

BoA has been struggling last year as it deals with poor low profits and volatile market. In fact, US’ second biggest bank has announced a mere USD 85 million in revenue for 2011. Moreover, its stock has slipped to USD 4.99 in December as investors were anxious about its condition.

Why Outsourced Accounting Services Can Provide an Effective Business Growth Strategy

There is absolutely no way to grow a business without keeping management reports. These reports call attention to unproductive areas of your organization. You can therefore waste a lot of physical and mental effort running a business without keeping books. Outsourced Accounting services can help straighten out the bookkeeping function of your organization. With a qualified and reliable bookkeeper, you can spot areas that require instant improvement. Even so, you need to think about the kind of a bookkeeper or accountant you want.

Do you want to employ one or two dependent professionals or an independent accounting team? Traditionally, managers went for the former because they had no better choices. Now several company owners are working with independent accountants via outsourced accounting services. The act of outsourcing allows an entrepreneur to evade expensive normal recruitment procedures and having to supervise, pay and maintain office employees.

Outsourced accounting services enable you to get jobs done by a professional who has their office. The most important thing that you will share with them is a contract. A contract will contain all the things that your independent contractor and you will agree on. It will mainly contain the scope of work to be farmed out by your company and the fees you are expected to pay for it. Preparation of financial documents is among the main reasons to use outsourced accounting services.

If you lack the ability to create accurate profit and loss statements and balance sheets, you should subcontract this work. If you do nothing, the law will catch up with you sooner or later. Besides, maintaining simple records shows that you lack a big vision for your business. It simply demonstrates that you want it to stay small as long as it continues to provide your monthly salary. Outsourced Accounting services open your eyes so that you can see where to concentrate your energies. Generally, you are advised to focus on the twenty percent of clients and suppliers who provide eighty percent of your business profits.

In order to do this, you have to reflect on increasing your sales. How can you do this without reading an accurate profit and loss statement? To spend less money and have short-term and long-term financial documents, employ outsourced accounting services option. Every time you delegate a duty responsibly, you unlock time that you usually spend doing that duty. Time is the main resource you require when looking to improve the profitable lines of your company. Accountants who own big firms have employed several competent workers to serve their clients quickly.

There will no longer be pending tasks in your office if you choose these firms to fulfill outsourced accounting services. There will always be someone you could contact when you need urgent support. In addition, you will work with a company that is recognized by the law, and this will give you a chance to demand quality services. Having explained to you what outsourcing is all about; you should attempt it with confidence. It remains one of the best ways to grow and sustain your organization despite the negative effects of global inflation.

Federal And State And Local Government Grants For Business

Starting a business was used to be a challenging job but today it is quite easy as one can get government grants for business and start one’s own venture without any difficulty. But the reality is that a majority of entrepreneurs borrow business start-up loans for starting new businesses. Though business loans are available at affordable interest rates but it doesn’t bring any relief to the borrower as he has to repay the loan amount. On the other hand, grant is free money that needs not to be repaid. Business grant is free money for entrepreneurs and they should know how to get this money.

The US federal government is determined to support the entrepreneurs who want to excel in business and generate employment for others. A great way to create employment opportunities for learned Americans is encouraging them to start their own ventures. There is no need to approach a bank for business start-up loan as free money is available in the form of government grants for business and the good thing is that the grants are available from US federal government and state and local governments. The portal, can help entrepreneurs locate business grants and also it would provide them grant applications.

There is no limit to the government grants for business one can get but should know how to write grant applications and apply for free money. Just having a business idea is not enough for getting the grants as you need to elaborate the idea and mentions its advantages for the society and also explain how you are going to generate employment for others. If you can discuss your business idea with government departments then you can get free money for starting your business. If you fail to convince the authorities then you should try again as there is no limit to how many times one can try to get grants.

A good number of entrepreneurs are taking advantage of the government grants for business and the credit for this development goes to the awareness spread by websites working to educate people about the free money available from government agencies. Entrepreneurs are taking interest in getting grants but they feel discouraged when their grant applications are rejected. It is possible that the first few applications of an entrepreneur get rejected due to technical reasons but this should encourage the entrepreneurs to apply for more grants.